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The Infant Learner

Some stuff I read this week:

A. Market Research

MFP Market Report Card (MFP)
2025 Winners & Losers (AI)

B. Entrepreneurial Diary

Anitya: Everything is Transient (II)
What I Learned from Reading in 2025 (MI)
Have You Calculated Your Human Capital Yet? (CM)
Princess Cassandra Wasn’t Actually Insane (HI)
Culture x Capital: Make the Internet Weird Again (CF)

C. Safe Withdrawal Rate India: Is 3.5% Better Than the 4% Rule?

What’s a Safe Retirement Withdrawal Rate (MS)
What’s More Important Than A Safe Withdrawal Rate? (RM)
Revisiting “Safe” Portfolio Withdrawal Rates For Retirement (CS)
Safe Withdrawal Rate India: Is 3.5% Better Than the 4% Rule? (BN)
Why Safe Withdrawal Rates Don’t Rise with Higher Equity Allocations (ST)
Revisiting “Safe” Withdrawal Rates for Retirement — And What They Mean for Indian Investors (MD)

D. Personal Finance

Essay On Consistency (DF)
Expectation Reduces Joy! (PF)
Money Lessons for Daughters (FI)
The Only Free Lunch in Investing (SN)
An Explainer on The New NPS Rules (MC)(FS)
High Income Doesn’t Guarantee Wealth (NS)
Assets to Ashes: When Shortcuts Destroy Wealth (VR)
6 Simple Ways to Improve Your Investment Performance (CS)
9 Proven Ways To Boost Your Happiness in Retirement (RM)

E. Other Articles

How Long is The Long Run? (KW)
Lindy Effect in Investing (MS)
How Warren Buffett Did It (SK)
Why Did You Buy That Stock? (BI)
5 Investing Surprises From 2025 (MS)
The “Illiquidity” Premium – Fact or Fiction? (MC)
Quality – The Most Overused Term in Investing (MC)
Lessons In Compounding : Ramesh Damani, Raamdeo Agrawal & Sunil Mahtani On Their Big Wins & Regrets (YT)

“I read everything: annual reports, 10k’s, 10q’s, biographies, histories, five newspapers a day. On airplanes, I read the instructions on the backs of seats. Reading is key. Reading has made me rich over time” – Warren Buffett

“I constantly see people rise in life who are not the smartest, sometimes not even the most diligent, but they are learning machines. They go to bed every night a little wiser than they were when they got up and boy does that help, particularly when you have a long run ahead of you” – Charlie Munger

You have to apply yourself each day to becoming a little better. By applying yourself to the task of becoming a little better each and every day over a period of time, you will become a lot better”-  Carol Dweck